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Collection & Enforcement Guides

Plain-English guides to collecting what you're owed in New York: demand letters, small claims, and judgment enforcement.

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Collect by NYC borough

Local guides to enforcing a judgment and collecting a debt where your debtor lives, banks, or works:

Beyond NYC: Long Island, the Hudson Valley & upstate

Collecting outside the five boroughs? The same toolkit applies — enforced by the County Sheriff:

Nassau · Long Island

Collect a Debt in Nassau County

District Court, County Clerk liens, and Sheriff's levy across Long Island's North and South Shores.

Suffolk · Long Island

Collect a Debt in Suffolk County

From Babylon to Montauk: District and Justice Courts, plus enforcement through the County Sheriff.

Westchester · Hudson Valley

Collect a Debt in Westchester County

White Plains, Yonkers, and beyond: City and Justice Courts, with Sheriff-led enforcement.

Orange · Hudson Valley

Collect a Debt in Orange County

Middletown, Newburgh & Port Jervis City Courts, plus Sheriff-led enforcement across the county.

Rockland · Hudson Valley

Collect a Debt in Rockland County

Justice Courts and Supreme Court in New City, with enforcement through the County Sheriff.

Albany · Capital Region

Collect a Debt in Albany County

Albany, Cohoes & Watervliet City Courts in the state capital, with Sheriff-led enforcement.

Erie · Buffalo

Collect a Debt in Erie County

Buffalo, Lackawanna & Tonawanda City Courts across Western NY, with Sheriff-led enforcement.

Monroe · Rochester

Collect a Debt in Monroe County

Rochester City Court and Supreme Court, with enforcement through the County Sheriff.

Onondaga · Syracuse

Collect a Debt in Onondaga County

Syracuse City Court and Supreme Court in Central NY, with Sheriff-led enforcement.

Dutchess · Poughkeepsie

Collect a Debt in Dutchess County

Poughkeepsie & Beacon City Courts in the mid-Hudson Valley, with Sheriff-led enforcement.

Saratoga · Capital Region

Collect a Debt in Saratoga County

Saratoga Springs & Mechanicville City Courts, with enforcement through the County Sheriff.

Niagara · Niagara Falls

Collect a Debt in Niagara County

Niagara Falls, North Tonawanda & Lockport City Courts in WNY, with Sheriff-led enforcement.