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The Bronx · Bronx County

Collect a Debt & Enforce a Judgment in the Bronx

Someone in the Bronx owes you money. Here's how New York law helps you actually collect it. (General information, not legal advice.)

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From landlords on the Grand Concourse to contractors and small businesses across the borough, Bronx creditors face the same frustration: a win on paper that hasn't turned into a dime. New York's collection toolkit is how you change that — and it works the same whether your debtor is in Riverdale, Mott Haven, or Pelham Bay.

Where Bronx cases live

Smaller money claims are handled by the Civil Court of the City of New York, Bronx County, at 851 Grand Concourse (including its Small Claims Part for claims up to $10,000). Larger matters go to the Supreme Court, Bronx County. Once you have a judgment, you can docket a transcript of judgment with the Bronx County Clerk to lien real property the debtor owns in the Bronx.

The Bronx collection playbook (CPLR Article 52)

1. Find the money. An information subpoena (CPLR 5224) forces the debtor, their bank, or their employer to reveal accounts, wages, and assets under oath.

2. Freeze it. A restraining notice (CPLR 5222) locks down a Bronx bank account or other property so it can't be moved while you collect.

3. Take it. A NYC Marshal or the City Sheriff can levy a bank account (CPLR 5232) or serve an income execution (CPLR 5231) that captures up to 10% of gross wages. Liens reach real estate.

Mind the clock and the exemptions. A New York money judgment is enforceable for 20 years; a real-property lien lasts 10 years (renewable). Certain funds — Social Security, a protected bank minimum, and most of a paycheck — are exempt from collection.

Bronx FAQ

Do I have to be in the Bronx to collect?

No. A New York judgment is enforceable statewide. If the debtor lives, banks, or works in Bronx County, you target those assets and can docket the judgment with the Bronx County Clerk to reach Bronx real property.

How much of a paycheck can I take?

Up to 10% of gross wages via an income execution (CPLR 5231), within statutory limits.

Do I need a lawyer?

Not required, but enforcement is procedural and easy to botch. New York collection matters can go on contingency here — you don't pay unless you collect.

Ready to get your money in the Bronx? Ask Banksy for your free letter → Want it on a law firm's letterhead? A New York attorney can review & send it for $99, or take the whole collection on contingency.