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Staten Island · Richmond County

Collect a Debt & Enforce a Judgment on Staten Island

Someone on Staten Island owes you money. Here's how New York law helps you actually collect it. (General information, not legal advice.)

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Staten Island runs on small businesses, tradespeople, and landlords — the kind of creditors who can least afford to write off a debt. Whether the money is owed in St. George, New Dorp, or Tottenville, New York's enforcement tools give you a real path to collect, used in the right sequence.

Where Staten Island cases live

Smaller money claims are handled by the Civil Court of the City of New York, Richmond County (including its Small Claims Part for claims up to $10,000). The court's longtime home is 927 Castleton Avenue; as of 2026 its Civil and Small Claims operations have been temporarily relocated to 18 Richmond Terrace during building renovations, so confirm the current location before you go. Larger matters go to the Supreme Court, Richmond County. Once you have a judgment, you can docket a transcript of judgment with the Richmond County Clerk to lien real property the debtor owns on Staten Island.

The Staten Island collection playbook (CPLR Article 52)

1. Find the money. An information subpoena (CPLR 5224) forces the debtor, their bank, or their employer to reveal accounts, wages, and assets under oath.

2. Freeze it. A restraining notice (CPLR 5222) locks down a bank account or other property so it can't be moved while you collect.

3. Take it. A NYC Marshal or the City Sheriff can levy a bank account (CPLR 5232) or serve an income execution (CPLR 5231) that captures up to 10% of gross wages. Liens reach real estate.

Mind the clock and the exemptions. A New York money judgment is enforceable for 20 years; a real-property lien lasts 10 years (renewable). Certain funds — Social Security, a protected bank minimum, and most of a paycheck — are exempt from collection.

Staten Island FAQ

Do I have to be on Staten Island to collect?

No. A New York judgment is enforceable statewide. If the debtor lives, banks, or works in Richmond County, you target those assets and can docket the judgment with the Richmond County Clerk to reach Staten Island real property.

How much of a paycheck can I take?

Up to 10% of gross wages via an income execution (CPLR 5231), within statutory limits.

Do I need a lawyer?

Not required, but enforcement is procedural and easy to botch. New York collection matters can go on contingency here — you don't pay unless you collect.

Ready to get your money on Staten Island? Ask Banksy for your free letter → Want it on a law firm's letterhead? A New York attorney can review & send it for $99, or take the whole collection on contingency.