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Brooklyn · Kings County

Collect a Debt & Enforce a Judgment in Brooklyn

Someone in Brooklyn owes you money. Here's how New York law helps you actually collect it. (General information, not legal advice.)

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Brooklyn is New York City's most populous borough, and debts here run the gamut — unpaid invoices, security deposits, personal loans, contractor disputes. Whether you're chasing a debtor before suit or already hold a judgment, the collection tools are the same, and they're powerful when used in the right order.

Where Brooklyn cases live

Smaller money claims are handled by the Civil Court of the City of New York, Kings County, at 141 Livingston Street (including its Small Claims Part for claims up to $10,000). Larger matters go to the Supreme Court, Kings County. Once you have a judgment, you can docket a transcript of judgment with the Kings County Clerk to create a lien on real property the debtor owns in Brooklyn.

The Brooklyn collection playbook (CPLR Article 52)

1. Find the money. An information subpoena (CPLR 5224) forces the debtor, their bank, or their employer to reveal accounts, wages, and assets under oath.

2. Freeze it. A restraining notice (CPLR 5222) locks down a Brooklyn bank account or other property so it can't be moved while you collect.

3. Take it. A NYC Marshal or the City Sheriff can levy a bank account (CPLR 5232) or serve an income execution (CPLR 5231) that captures up to 10% of gross wages. Liens reach real estate.

Mind the clock and the exemptions. A New York money judgment is enforceable for 20 years; a real-property lien lasts 10 years (renewable). Certain funds — Social Security, a protected bank minimum, and most of a paycheck — are exempt from collection.

Brooklyn FAQ

Do I have to be in Brooklyn to collect?

No. A New York judgment is enforceable statewide. If the debtor lives, banks, or works in Kings County, you target those assets and can docket the judgment with the Kings County Clerk to reach Brooklyn real property.

How much of a paycheck can I take?

Up to 10% of gross wages via an income execution (CPLR 5231), within statutory limits.

Do I need a lawyer?

Not required, but enforcement is procedural and easy to botch. New York collection matters can go on contingency here — you don't pay unless you collect.

Ready to get your money in Brooklyn? Ask Banksy for your free letter → Want it on a law firm's letterhead? A New York attorney can review & send it for $99, or take the whole collection on contingency.