Unpaid receivables are a cash-flow killer, and chasing them yourself rarely works once a customer has decided to stretch you. B2B debt is also some of the cleanest to collect: there's usually a paper trail, often a contract, and sometimes a personal guaranty.
1. Demand. A demand on law-firm letterhead changes the conversation — it signals you're done waiting. Banksy drafts it free; an attorney can send it for $99.
2. Sue on the debt. If they don't pay, we sue — on the contract and, where it fits, on an account stated (invoices received and kept without timely objection). Where your terms provide for it, we pursue interest, late fees, and attorney fees too.
3. Enforce the judgment. New York's CPLR Article 52 tools — information subpoenas, restraining notices, bank levies, and income executions — collect from the business (and any guarantor) through a marshal or sheriff.
The invoices and statements, the contract, PO, or credit application, proof of delivery or performance, and any emails where they acknowledged the balance. We then trace where the business banks so the judgment hits real money.
When a business receives and keeps your invoices without objecting within a reasonable time, New York law may treat the balance as an account stated — a recognized basis to recover what's owed.
Often yes, where your contract, credit terms, or invoices provide for them — and many agreements include a guaranty or attorney-fee clause.
Free demand letter; $99 attorney review & send; full collection on contingency — no attorney fee unless we collect. Court and enforcement costs may still apply.